VA Benefits – Aid and Attendance

eBenefits.VA.Gov – Va Benefits, Veterans Home loans, VA Pension, Medicare for Veterans, Disabled American Veterans, Veterans Affairs, Veteran Jobs, Life Insurance Veterans, GI Bill, Veterans Today

The basics of an oft-misunderstood VA pension benefit that is available for veterans and their widowed surviving spouses.


Wartime veterans and their surviving spouse with limited incomes, who are totally and  permanently disabled for reasons not traceable to their service, may be eligible to receive compensation under the NSC (non-service connected) VA disability program. There are two disability programs available through the VA that pays monthly benefits to  disabled veterans. They are:

1.      Disability Compensation (service related disabilities)

2.      Disability Pension (non-service related disabilities)

This article will focus on the Disability Pension. Under this Pension there are three pension benefit levels. They are:

1.      Disabled Veteran unable to work

2.      Housebound disabled veteran or surviving spouse

3.      Disabled Veteran or surviving spouse who needs aid & attendance care

Let’s focus and drill down more on the Aid and Attendance Pension Benefit Provision.

Most VSO (Veterans Service Organizations) and VCO (Veterans Commission Offices) provide very little information on the aid & attendance provision of the disability pension. This lack of communication along with the large government bureaucracy and run-around most veterans or surviving spouses experience when dealing with the VA has led to many eligible individuals to not fully receive the benefits they earned and are entitled. eBenefits.VA.Gov

This benefit provided by the Veteran’s Administration (VA) is the “Improved Pension Disability Pension with Aid and Attendance entitlement” but often called just the Aid and Attendance VA Benefit.

It is available to certain wartime veterans who are totally disabled because of a non-service connected condition; who are in financial need; and who need the aid and attendance of another person in order to avoid the hazards of the daily environment.

This Improved Pension program allows for Veterans who require the regular attendance of another person to assist in eating, bathing, dressing, undressing or taking care of the needs of nature to receive financial benefits paid to them monthly. eBenefits.VA.Gov

An improved pension benefit is also available for the surviving spouse of the wartime veteran.  The spouse is only eligible for this VA financial assistance when he or she is a widow and has not remarried.  This improved pension is called the “Improved Death Pension Benefit with Aid and Attendance entitlement.”  The eligibility requirements are identical but the monthly benefit is a lower dollar amount.

Applying for the pension benefit is not difficult.

It requires you to complete a long application and provide documentation.  The VA is picky on how the documentation looks and what it states.  Of particular confusion is the medical documentation.  The VA has three different medical forms and none of them are doctor friendly. eBenefits.VA.Gov

The real difficulty with applying for the VA disability pension benefit is understanding what the VA really wants, in what format and when.  Add to that the really confusing multiple letters you will get during the claim processing.

Here is an example.  You send in everything that is required in the right format and on the right forms.  You then receive a letter from the VA that lists that they need this huge list of information and documents to support the claim and to further process the application.   It is not until the 4th or 5th page of this letter that you see a small list of items they have received with your claim application. eBenefits.VA.Gov

Confused?  You bet.

Do you still need to send in additional information?  Was what you sent them okay, or do they want more?

To add to the confusion there is this form called the “VCAA Notice Response” and it has only two boxes to check. One box asks if you want an additional 60 days to send in supporting information.  The other box says they will adjudicate your claim immediately because you don’t want to send in any more supporting information.

What to do?  Panic and self-doubt sets in.  Nothing in the letter tells you what to do.  It sounds like they want more information.  Why did they send all these additional forms to fill out?

Should you sign this form that wants you to Authorize Release of Medical Information?  You sent in the doctor’s evaluation with the original application, wasn’t that good enough?

The vast majority of people wish they knew how to respond and understand these confusing letters from the VA.

Why do they make it so hard to get this financial assistance? eBenefits.VA.Gov

Hundreds of people have turned to an Aid and Attendance Handbook from Veterans Care Advisors to get these answers, and more.   Understanding what the VA wants when you apply for the Aid and Attendance (just one of the little-known veteran benefits) can make the difference between a faster approval or even getting approved.

In the example above – Checking one box will add 4 months onto the claim processing where checking the other box will result in you getting your financial assistance within 60 days. Which box should you check – and why? provides the answer to this question along with real samples of the numerous letters the VA will send you.

There is an easier way to get the money you deserve from the VA with all the answers to your questions.

Greg Cook is a consultant with extensive experience dealing with governmental agencies in the financial world and with major non-profit organizations. He has helped hundreds of senior citizens successfully navigate the long term care industry.

He is a senior advocate, geriatric care manager &  also a Certified Senior Advisor. To learn more detail about how to qualify for up to $1,843 per month in VA financial assistance, visit Mr. Cook’s website; Veterans Care Advisors dot com.

10 Advantages For Using Veterans Administration Home Loans


Many buyers do not understand what advantages there are when it comes to Veterans Administration Home loans. The following is a breakdown of the top ten advantages of a V.A loan as compared to a conventional or FHA financing.

1. No Money Down Required.

There is no down payment required for a VA loan. If the veteran chooses to do so, they may put a down payment. However, the down payment is not a requirement for purchase. Many other loans have a down payment of 3.5% (FHA loans) of the purchase price to 20% of the purchase price for conventional loans.

2. No Closing Costs Option. eBenefits.Va.Gov

There are many closing costs that are required with other loans. Closing costs include Homeowners Insurance, Title Insurance, Inspection Fees, Escrow Fees, Taxes etc. If the buyer structures a VA home loan offer to purchase the ideal way, the closing costs will be paid for by the seller and not the buyer. On average, the closing costs can exceed 3-5% of the purchase price of the home. eBenefits.Va.Gov


3. Seller required / Buyer Non allowable Closing Costs.

Even if the buyer chooses to pay the closing costs (or the seller refuses to pay), the VA will limit what closing costs the buyer can pay. In a conventional purchase transaction, the buyer may be charged for the following: Loan closing or settlement fees, document preparation fees, preparing loan papers or conveyance fees, attorneys services other than for title work, photographs, loan application or processing fees, fees for preparation of truth-in-lending disclosure statement, fees charges by loan brokers, finders or other third parties, and tax service fees. However, with the Veterans Administration Home Loan, all of these costs are not allowed.

4. VA certificate of Reasonable Value.

When purchasing a home using a conventional loan or using cash, you will have to rely upon the appraisal as a means to determine the properties worth. The Veteran Administration will issue a certificate of reasonable value. This certificate is good for up to 6 months. eBenefits.Va.Gov

5. VA Home Inspection.

During the appraisal, the VA inspector will verify that the property meets all Veterans Administration codes. The property must be in habitable condition. The VA protects the buyer from buying a property that is in bad condition. The VA inspector will examine, the roof, the furnace, the plumbing etc.eBenefits.Va.Gov

6. Streamline Refinance for Lower Rates.

If you (the VA buyer) have purchased a home using your VA loan, you can choose to refinance to lower your interest rate. The streamline process allows you to refinance without a credit check or employment verification, without most documentation and without an appraisal (in most cases). eBenefits.Va.Gov

7. No Prepayment Penalty.

Most conventional loans require a prepayment penalty. This means if you refinance or sell the home, the lender may charge you fees for doing so. In some cases, this can be as much as tens of thousands of dollars.

8. Points Capped.

Most lenders or loan brokers will charge a service fee to originate a loan. These are commonly referred to as points. The VA has a set limit on loan origination fees. The VA will not allow a lender to charge you above what they feel is reasonable.

9. Assumability.

All VA loans can be assumed by other veterans. Conventional loans require that a new buyer obtain a new loan. The VA will allow you to sell your property and have the new buyer take over your old loan. eBenefits.Va.Gov

10. Low Rates.


The Veterans Administration Home Loans usually have very low interest rates. These low rates are in part set by the Federal Reserve. Many conventional loans have adjustable rates that start out at 3% and may exceed 12%. A fixed rate VA Home Loan will never increase. Your payment will remain the same for as long as you own the loan. Your interest rate is locked for up to 30 years.

Given the facts presented, Veterans Administration Home loans offer the best way to purchase a home.

To Apply For VA Loan, visit To view the article in in its entirety please the VA Home Loan Centers blog. Philip Georgiades is the Chief Loan Originator for VA Home Loan Centers San Diego.Philip has been helping families purchase their homes for more than 15 years.

Who Qualifies for the Post 9/11 GI Bill?


The Post-9/11 GI Bill is available to anyone who served honorably in the military for ninety consecutive days on or after September 11, 2001. It’s also available to those who served 30 days and were discharged with a service-connected disability. Under some conditions the military members benefits can be transferred to a dependent. It’s the responsibility of the service member to initiate their request for benefits or to request transfer benefits to a family member.

Tuition payments are based on the highest in-state tuition rate at an Institute of Higher Learning within the state where the school is located. In addition, qualification support is dependent on where the recipient lives and the type of degree or training they are looking to attain.eBenefits.VA.Gov


Benefits of the Post-9/11 GI Bill include:

  • Provides up to 36 months of education benefits
  • Payable for education/training received on or after August 1 2009
  • Includes undergraduate degrees, graduate degrees, and technical and vocational schools
  • Also included is tutoring assistance, reimbursement for certification and licensing testing
  • Cost of tuition/fees, not more than max in-state tuition of most expensive public state school
  • Monthly housing stipend, up to E-5 (w/dependents) Basic Allowance for Housing at school location
  • Annual stipend for books/supplies, not to exceed $1,000 & based on enrollment
  • A one-time rural benefit payment for eligible individuals
  • Benefits available up to 15 years after leaving active duty – eBenefits.VA.Gov

New 2011 Post-9/11 GI Bill benefits (in addition to those above) – Effective 1 Aug/1 Oct 2011

  • Some National Guard who mobilized after Sept 11, 2001 are now eligible
  • All public school in-state tuition and fees now payable
  • Private school reimbursement capped at $17,500 annually
  • Housing allowance available for students enrolled 100% in online/distance education
  • Covers non-degree programs, on-the-job training, and flight training programs
  • Active duty qualify for the $1,000 book stipend
  • Benefits cover undergraduate through doctorate degree programs
  • Licensing, certification tests, and national exams are reimburseable

Note: The Yellow Ribbon Program is available to cover some out-of-pocket expenses not covered by the Post-9/11 GI Bill Program. However, this is a separate benefit with its own set of guidelines and rules so make sure your school is participating in this program before applying.eBenefits.VA.Gov

For the specific rules, formulas, and guidelines that encompass the Post-9/11 GI Bill and the Yellow Ribbon Program, go to To apply, either go to or register through the VA Certifying official at the school or training facility you want to attend.

Anita Clark is your Warner Robins Realtor, serving all of Houston County GA. She is a residential Realtor at ColdwellBanker SSK Realtors. eBenefits.VA.Gov
Visit her website at  Warner Robins Real Estate for all your real estate needs.
Check out her Warner Robins Realtor Blog for the latest community, local event, and real estate news.

Housing for Veterans


Veterans who have sacrificed a lot to serve the country at war in foreign lands should in no way be faced with housing problems that could lead them to start leaving on the streets without hope and care. To ensure that this fact is adhered to, there are several federal programs that ensure that housing for veterans is not an issue at all. The programs offer assistance to veterans who don’t have homes as well as their families.

The housing and urban development department of the US  together with the supportive housing program for the veterans (referred to as HUD-VASH) ensure that homeless veterans get permanent and supportive housing as well as treatment services. The housing and urban development department of US has up to now allocated about 38000 housing choice vouchers that make it possible for veterans that are homeless together with their families to get rental houses that go at a market rate while the supportive housing program for the veterans gives case management services to the veterans. eBenefits.VA.Gov


Usually, the landlord of the rented house will get a housing subsidy from the local public authority. This rental money is paid for the veteran that will take that house. After that is done, the veteran will only need to pay the balance that remains when you subtract the amount that has been subsidized from the actual rent that the landlord needs to get. The case management services provided by the supportive housing program for the veterans come in handy when there is need for facilitation of achievement of the recovery goals of the veterans. The HUD-VASH program usually has its focus on the vulnerable veterans, and it also offers special services to women veterans, the veterans that have returned from combat zones recently and also those veterans that are disabled. eBenefits.VA.Gov

You as a citizen can be of much help and contribution to the HUD-VASH program if you can refer to them any homeless veteran that you know about. The Veteran Affairs program gives extensive resources as well as support to the homeless veterans either through community partners or by reaching the veterans directly. So it is of utmost importance for everyone to know about these programs in order to help homeless veterans. You can also be a hero by helping that homeless veteran you know so that they can be connected with the services that they deserve after having served the country tirelessly. eBenefits.VA.Gov

The Grant-and-Per Diem (GPD) is another program that helps homeless veterans. It gives funds to agencies that are community-based, which provide service centers or transitional housing to the homeless veterans. The supportive housing program for the veterans’ works with this program by offering grants that can be able to fund about 65 percent of its project which could be construction, acquisition as well as renovation of facilities and even purchasing vans that will be of service and outreach to the homeless veterans. These are just but a few programs. There’re others like the GroHome & Tarrant County Housing programs which are also dedicated to making sure that no veterans are homeless. eBenefits.VA.Gov

If you’d like to support homeless veterans check out Green Collar Vets A.S.A.P at

VA – Veterans Home Loan Program – Your Key To Homeownership


lots of people are kept out of the housing market due to lack of sufficient down payment and/or funds available for closing costs. Yet these potential homeowners can afford to make a rental payment that would be equivalent to a mortgage payment. In fact, the lack of resources keeps veterans renting instead of becoming owners as they try saving money to buy a home. Meanwhile home prices continue to appreciate as housing continues to rise in cost.eBenefits.Va.Gov

Here is where the Veteran Home loan program excels over competing loan products. VA mortgages allow for a home to be financed in one loan up to 100% of the acquired home’s value. In addition, the seller is allowed to pay most-if not all-of the closing costs and prepaid items. This means little to no cash out of pocket. Most housing types are eligible: residential homes, condominiums, townhouses, manufactured homes, new construction and even 1-4 unit rentals (additional conditions apply). If lack of available funds is the issue preventing home ownership, VA Loans offer the solution.


Still, very few veterans take advantage this type of mortgage. It is a shame that more veterans don’t familiarize themselves with this benefit. The interest rate is the same or lower than most conventional financing. The mortgage products offered range from 10-30 year fixed rate mortgages, ARM’s (adjustable rate mortgages), & even temporary buy-downs are allowed. The eligible loan amount is the same as a conforming conventional loan-currently at 417K. In addition, VA financing can be used for refinancing existing homes. As you can see, the product isn’t the problem. The product is as competitive as most that is available. The lack of awareness is the problem. eBenefits.Va.Gov

Ask your mortgage broker or lender to explain your options. If they don’t offer the VA mortgage, then find someone who does. We at Venture Development offer VA loans. In the end, you may end up with a conventional or FHA loan if these products are better suited for your situation. Until you compare mortgage options you won’t know what is right for you. eBenefits.Va.Gov

Another advantage of a Veteran mortgage is the flexibility found within the underwriting process. Employment history is very flexible. Credit for all types of mortgages is more stringent today than in the past. That being said, the focus is going to be on the last 12 months of payment history. Underwriting can use alternative sources of credit such as utility bills and cancelled checks if the credit depth is weak. A prior BK or foreclosure is also forgivable. Depending on the type of bankruptcy, you would be eligible one to two years following your discharge date if you’ve reestablished positive credit.

Who is eligible to obtain this loan? Many veterans & even some of their spouses can obtain a veteran mortgage. Here is a very short list of who is eligible: Veterans who served during WWII, Korean Conflict, Vietnam War, or Persian Gulf Conflict AND who have served 90 days of active duty, or have been honorably discharged, or were National Guard/Reservists activated. Veterans with service during Peacetime periods and active duty military personnel must have had more than 181 days of consecutive active service before becoming eligible. Reservists and National Guardsmen are eligible after 6 years of enrollment in a selected service. There is even a program for non active duty spouses. Consider this: an un-married spouse of a veteran who died while in service or from a service connected disability or a spouse of a service person who is considered MIA/POW for at least 90 days are also eligible. eBenefits.Va.Gov

Veterans have spent a part of their live defending our way of life. Freedom isn’t free. Why shouldn’t they be allowed to participate in the very same American Dream that they selflessly protected for you and me. The VA loan was created to help those that have helped all of us. Collectively we can spread the word about the benefits of this unique type of loan. eBenefits.Va.Gov

John Mazzara CFP CLU CHFC CEBS CMB MBA MS is an independent financial planner in the Twin Cities, MN. Officing out of Edina, Minnesota-John is centrally located within the 7 county metropolitan area. John owns three separate businesses-a licensed real estate broker associate since 1986-affiliated with RE/MAX Associates Plus, an independent CFP-certified financial planner since 1989 with an independent financial planning firm-Financial Planning Associates, and the owner of a mortgage brokerage firm-Venture Development Inc-specializing ins residential, commercial and investment mortgages John has a wealth of knowledge and experience that surpasses most other advisors. If you are looking for someone to help you in the areas of real estate sales/purchase, mortgages, or and/or financial planning and insurance you should call John for a free 1 hour consultation to see if he can meet your needs. 952-929-2577.

How To File Veterans Affairs Claims


Filing compensation claims under the U.S Dept of Veterans Affairs is not as simple as it may seem, especially if you’re into it for the first time in your life. Rules and regulations that govern the working of the Veterans Affairs (V.A) system keep changing almost everyday. So, it’s almost impossible for an individual to keep track of the extremely dynamic provisions of the VA system and make claims accordingly. eBenefits.VA.Gov

Thus, when you think about filing a VA claim, the wisest thing would be hiring the services of a reputed VA attorney who’s practicing in your region. Such lawyers would be able to help you with the paper-work that’s necessary for filing a VA petition and would also extend his assistance while you start gathering different evidences which are crucial in filing such claims. Now, let’s look at some of the basic steps involved in filing a VA claim:

Before you start arranging the documents required to file such petitions, you must request a copy of your official military personnel records file. You can get this by sending a document request to the National Personnel Records Center. eBenefits.VA.Gov


After you get the records file, you must start collecting other documents which include:

1. The Report of Separation (DD – 214)

2. Your healthcare provider’s statement(s) which should make reference to different medical findings, treatment procedures, diagnosis, and so on.

3. Social security number for each of your family members and also that of any dependent relative who may be residing with your family. Together with these, you must also present the social security award letter (or the exact amount of payment received) eBenefits.VA.Gov

4. Marriage certificate (in case you are presently married) and the birth certificates for all your kids being claimed as immediate dependents (also includes adopted and step children).

Once you gather all these documents, your VA lawyer would use these records to make sure that the Veterans Affairs system follows their own rules and gives you the money you really deserve.

Finally, when you are done with arranging all the documents, visit the Veterans Affairs Regional Office in your area and file your claim. You must remember to follow up with the VA Regional Office to ensure that you get the money in time. eBenefits.VA.Gov

However, when in need of legal assistance for filing a claim under the US Department of Veterans Affairs…Columbus (OH) residents must seek guidance from experienced lawyers only!

When in need of professional help to file a claim under Veterans affairs Columbus OH, residents could trust the officials from the law firm of David Huffman, blindfolded.

Veteran Jobs

eBenefits.VA.Gov – Lots of military men and women enlist when they’re quite young and do not give much thought to what they want to do when their time serving their country is through. For some, military service becomes a way of life and they choose to stay and make a career out of it. For others, 2 years or 4 years seems like a lifetime and all they can think about is their discharge date. Regardless, whether those veterans are re-entering the civilian work world at 22 or retiring after 20 years of service, plans need to be made. It is important that our country ensure good jobs for veterans. eBenefits.VA.Gov

Veterans often have learned a lot in their military training that can be helpful in a civilian job as well. Many skills are transferable, such as computer and technology skills, medical training, or specialized mechanical or construction skills. Jobs for veterans are sometimes high demand jobs, and therefore, many veterans will transition into the workforce almost seamlessly. eBenefits.VA.Gov


Other veterans may need a helping hand to find a career which is a good fit for them after their military service is finished. There are places to begin the search for post-service employment that might offer better opportunities to find jobs for veterans, and be more veteran friendly.

One good place to look for jobs for veterans is the Veterans Administration itself. They have needs in many different areas that veterans are well qualified to fill, in a wide range of professions. Working with the VA gives veterans the chance to work with and make an impact on other veterans.

Other government agencies also offer lots of jobs for veterans. In those cases, there are special civil service testing programs available for veterans. These are two of the more commonly used programs:

Veterans Preference: This program allots additional points to the veteran on his or her civil service test. Five points preference is given to most veterans who served during any war. Ten points is given to disabled veterans. Many people are not aware that hiring preference is also extended to the spouse and dependent of active duty military members. Additionally, the spouse or mother of a disabled veteran is typically entitled to a ten-point preference, as they are if the military member died in service. eBenefits.VA.Gov

Veterans Readjustment Act: What this program does is enables the Department of Defense have jobs for veterans. They can appoint a veteran to the position without competition, and without being on the eligibility list. Use of this authority is discretionary, and no is specifically entitled to a VRA appointment.

Denise Gabbard is a Professional Writer and SEO and Social Media Consultant. She feels strongly about the need to support our veterans, and urges all vets to find out more about jobs for vets.

Working Online For The Disabled American Veterans


Lots of disabled American veterans aren’t able to work outside their home. Fortunately for them there are many profitable home businesses for them to choose from.

We are grateful for the sacrifices that our veterans have given us but many have come back from war disabled. Not only do they have the stress of a disability but many worry about how they are going to make a living once they leave the service.

By far, the best way to start a business is to take advantage of the power of the internet. The last 20 years has seen many big companies that began online and has made many people very wealthy. Companies like Google, Yahoo, Facebook, and eBay to name a few are online companies that are very big. We know it isn’t practical to think that we can start a business like them but there are many directions that we can go in setting up small online businesses.


Network marketing has become a growing career on the internet. All the above companies use network marketing in growing their business. How can network marketing be used by the average person like you and me to create profits?

First of all you need to educate yourself in network marketing. Since there are many directions in the field it is to your advantage to learn as much as you can. There are many books on the subject plus you can learn online. Once you have gained some knowledge then you need to start researching online. Let me warn you that if you Google “network marketing” you will get over 38 million hits. That alone will show you the popularity of network marketing. You can narrow your search but putting in “network marketing training” which will lower your hits down to 409,000.

disabled-american-veteransThat is still a lot but it will narrow your search. You can also look up “internet marketing” which will start you at 113 million hits. You can narrow that search to 14 million with “internet marketing mentoring.” If you add a word to make it “internet marketing mentoring coaching” you can reduce your numbers to 811,000. That will leave you only with the websites that will mentor and coach you. Look up “internet marketing mentoring coaching” on Google and see what websites are on the first page. Usually the websites that are on the first page will be enough for you to check into.eBenefits.VA.Gov

My husband and father are both veterans so I understand the sacrifices of military life. I also understand how difficult it is when you are trying to make a living and can’t leave your home.

My name is Marty Lamb and I am a stay at home “Nana.” Contact me if you would like information on how you too can successfully work from home.

Things You Should Know About VA Loans and Veteran Loans

eBenefits.VA.Gov – You need to have military qualifications.  VA loans or Veteran Loans are accessible to working military personnel, and in few cases, are accessible to retired military personnel too. Some of these loans are also given to the partners of soldiers who have expired in war given those partners have not re-married again. To know your eligibility, you need to verify with your provincial Veteran Affairs agency.

Fixed and adjustable rate mortgages are offered. Though adaptable rate mortgages or ARM loans have received bad report lately, they are still the finest alternative in some conditions. The VA provides loans with adaptable and permanent interest rates accessible to assist you to find the finest value for your monetary situations. Veterans can get second veteran loans in many situations. They are not offered one time. eBenefits.VA.Gov


Veterans can obtain second loans in certain conditions. An additional veteran can get over the existing loan by buying the house, passing on the loan from one individual to another individual. A veteran who has already paid her or his loan can also apply for a new one. The eligibility for the VA home loan depends upon what kind of nature your discharge has. Make sure that you include a copy of the DD214 form.

The VA loan process will halt if you don’t have DD214 form so this form is important for VA loan. It is always better to consult about the credit rating and things like that with the credit counselor and also the financial planner. They will help you to prepare all your private finances before you fill the paper of a home buyer. eBenefits.VA.Gov

Low VA rates is an authority in the area of veteran loans and VA loan.


Department of Veterans Affairs

eBenefits.VA.Gov – We have heard something about this Department of Veterans Affairs in the news just about every day it seems; unfortunately it has been mostly bad press relating to the treatment of our veterans in the Veterans Health Administration. But the Department of Veterans Affairs is a labyrinth of a department. Because our veterans are wives, husbands, mothers, fathers, children, employees and business owners; the department has to offer information and services relevant to each of these roles. This department consists of twelve (12) Staff Organizations; seven (7) Staff Offices and three (3) Administrations.

The three administrative offices of the department are the ones you are most familiar with and what you think of when you hear VA. They include the National Cemetery Administration – responsible for providing a final resting place for our veterans and eligible family members and maintaining the national cemeteries as national shrines in honor of our service men and women; The Veterans Benefits Administration – responsible for providing benefits and services to Service members, Veterans, and their families in recognition of their service to the Nation; and the Veterans Health Administration (VHA) – America’s largest integrated health care system with over 1,700 sites of care, serving 8.76 million Veterans each year. eBenefits.VA.Gov


Because this department serves the needs of service members, veterans and their families, this is probably one of the largest of the departments of the executive branch. As such, shrinking the depth and breadth of this department into one concise article was a challenge. So I decided to focus on the two thinks I think you want most: 1. Figuring out how to do business with the VA, and 2. Finding resources within the VA as a Service Disabled/Veteran Owned Business (SD/VOSB). eBenefits.VA.Gov

There are a ton of opportunities to do business with the VA since the VA is one of the largest procurement and supply agencies within the federal government. The VHA serves over 8.5 million veterans per year with 150 medical centers, nearly 1,400 community-based outpatient clinics, community living centers, and Vet Centers. Just within the Veterans Health Administration alone the procurement opportunities for medical supplies, equipment and drugs is enormous. I’ve attached a link here for the Office of Small & Disadvantaged Business Utilization (OSDBU) where you can find ways to conduct business with the VA; a list of goods they procure; links to various program offices and the VA Federal Supply Schedule. I’m also including the link to the VA Forecast of Contract Opportunities.

Now if you happen to be a Veteran or Service Disabled Veteran Owned Small Business, then things are even better for you. The Vets First Verification Program is designed for you to get verified as a SD/VOSB; get listed in the online registry of Veteran Owned businesses and get notified of upcoming events and conferences.
These events are great ways to get in front of Small Business Specialists who may have opportunities out for bid. One such event is the 2014 National Veteran Small Business Engagement to be held December 9-11 in Atlanta, GA. This is the VA’s premier event for the Veteran small business community. The NVSBE connects small businesses with government and commercial procurement decision makers, committed to working with Veterans. You can visit the engagement’s official site for more information and to register. eBenefits.VA.Gov

Use the links I included above to navigate to the areas of his department focused on business opportunities. However, I encourage you to take a detour within the site to learn more about haw this amazing department serves the many needs of those who’ve served our Country.

Myra Cisse is the owner of Certification Consultants LLC and the founder of Her company assists women, minority and veteran business owners obtain certifications necessary to compete in the federal marketplace.

Myra spent the last 6 years of her 20+ year banking career assisting business owners and she has closed millions of dollars of SBA loans. She is now combining decades of industry experience, 6 years of SBA lending experience and her education to provide a much needed service to business owners. She conducts monthly workshops about 8(a) and other certifications in the Metro Atlanta area.

To get your Free 8(a) tools and to receive informative weekly articles answering the most pressing questions about Women, Minority and Veteran certifications, visit